susie morgan - license# lmft41442
payments


Payment is due in full at the time of service and may be made using cash, check, or credit card.


credit card payments

Susie Morgan, LMFT in Encinitas - EMDR Therapy and CBT for PTSD, Complex Trauma, Rape, Sexual Assault, Domestic Violence, Childhood Abuse, Anxiety, Depression, Bipolar Disorder, Eating DisordersCredit card payments are processed using PayPal.  However, it is not necessary for you to have a PayPal account.  You can "swipe" your card in person at the time of session or pay in advance using this website.  To use PayPal via the website, please click on the "Pay Now" button below.  The PayPal screen will pop up and you will be able to enter the amount due.  You may then choose to use your personal PayPal account or sign in as a "guest" and enter your credit card information.  PayPal will send me verification of your payment, and you are welcome to bring a copy of your payment confirmation, as well.

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insurance billing & accounting

Insurance billing and accounting is handled by Linda Griebel of Griebel Billing.  You are welcome to contact her directly regarding any insurance related questions.  Please contact her at the beginning of treatment or any time your insurance changes in order to verify the extent and specifications of your coverage.  Insurance companies generally do not send this therapist the Explanation of Benefits for processed claims, so you are also encouraged to monitor the paperwork you receive from your insurance closely and contact Linda if anything appears amiss.  Linda can be reached at (619) 224-6343 or griebelbilling@gmail.com.



payment & fees

The standard fee for a 60 minute session is $190, and extended sessions are prorated accordingly.  I have found, as have many of the experts with whom I have trained, that longer, more intensive therapy sessions of 90 or 120 minutes are often significantly more efficient and effective than shorter sessions for both EMDR and CBT Therapies.  Each session necessarily involves catching up on daily stressors, thus longer sessions allow for substantially more time for focused work toward  resolving the primary symptoms of concern.  My experience has shown me that much more can be accomplished in a shorter period of time through this approach.

Hourly prorated fees will be charged for time spent in consultation and coordination of care with other treatment providers, should the time exceed 15 minutes and/or be necessary at frequent intervals during the course of treatment.  Hourly prorated fees will be charged should you require written reports of your assessment, treatment goals, or progress, with the minimum charge equal to the fee for a 60 minute session. I offer a limited number of sessions at a reduced rate for those experiencing financial hardship.  Typically, reduced rates are only available to established clients and for a limited period of time.  Please bring it to my attention should your financial situation hinder your ability to afford therapeutic services at the standard rate. Court testimony is charged at an hourly rate of twice the standard fee for a 60 minute session, including travel time.  No reduced fees are available for court testimony. 
 
You are expected to pay for services at the time they are rendered, unless other arrangements are specifically discussed and agreed upon with me in advance.  Invoices for payment are available at your request. An additional $10.00 per week will be charged for session fees not paid on the date of service, which will begin to accrue on the day directly following the date of service. Fees may be paid via cash, check, or credit card. There is a $25.00 fee returned checks. 

Credit card payments are processed using PayPal.  However, it is not necessary for you to have a PayPal account.  You can "swipe" your card in person at the time of session or pay in advance using the website.  When paying via the website, you may choose to use your personal PayPal account or sign in as a "guest" and enter your credit card information.  PayPal will send me verification of your payment, and you are welcome to bring a copy of your payment confirmation, as well.
  
I treat my clients' needs according to my clinical training and experience, and my rates are set in  accordance with what is usual and customary for my level of expertise and specialization.  I have found that the restrictive, burdensome, and often inadequate treatment protocols and authorization requirements of insurance companies do not tend to promote my client's receiving adequate and effective treatment.  Therefore, as a rule, I do not contract with insurance companies as an In-Network Provider.  As a service to you, I am willing to submit basic documentation of services to insurance and other third-party payers, but I cannot guarantee your benefit levels and am not responsible for their payment.  In some cases, insurance or other third party players may deem certain services as not "reasonable or necessary" or may determine that services will not be covered. You are responsible for payments regardless of any agency’s arbitrary determination of rates or coverage.  Should your insurance company require written or verbal justification or pre-authorization for services and you wish for me to provide this information, hourly prorated fees will be charged for all time required to do so including chart review, hold times, and communication of clinical data, understanding that there is no guarantee it will result in subsequent approval by the insurance company. 




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